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The general rule regarding competency states that unless there is a valid reason to believe otherwise, a person is presumed to be competent. Which of the following patients has a chance of being incompetent? (Points: 5) A wheelchair user who lives in a nursing home due to her inability to walk more than a few feet.

A man in his forties with a history of clinical depression.

A 55-year-old adult male patient who lives independently but is supervised by a court-appointed guardian.

A female cancer patient in her twenties